# HandyPay

> HandyPay lets businesses and individuals in the Caribbean, Africa, and beyond accept card payments with just a phone: payment links, QR codes, recurring subscriptions, and e-commerce plugins, with no POS hardware, no monthly fee on the free plan, and daily payouts to local bank accounts.

Key facts: transaction fee 4.9% + US$0.40 on the free plan (4.2% + US$0.40 on Pro, US$29/month); available in Jamaica, Trinidad and Tobago, the Bahamas, and other countries across the Caribbean, Africa, North America, and Asia (full list at tryhandypay.com/countries); Jamaican merchants can charge in JMD and USD; apps for iOS and Android plus a web Merchant Portal at merchant.handypay.me; free WordPress and WooCommerce plugins on WordPress.org.

Donation facts: HandyPay supports reusable, custom-amount donation links for verified fundraisers, charities, nonprofits, churches, schools, clubs, community projects, and personal causes. With donor-covered fees, the supporter pays the chosen gift plus a separate processing amount and the fundraiser receives the full chosen gift. Standard donation links have a local-currency cap equivalent to US$10; vetted fundraisers can be approved for higher amounts. Donation links are reusable, while fixed-amount payment links can be one-time or reusable. Links can be created from the HandyPay mobile app or the merchant portal dashboard, and organizers can set a custom thank-you message that supporters see after donating.

## Main pages

- [Home](https://tryhandypay.com/): what HandyPay does and how to sign up
- [For businesses](https://tryhandypay.com/businesses): payment links, QR codes, subscriptions for merchants
- [For individuals](https://tryhandypay.com/individuals): freelancers and side businesses
- [Countries](https://tryhandypay.com/countries): supported Caribbean countries
- [FAQs](https://tryhandypay.com/faqs): fees, payouts, verification, security
- [Developer docs](https://tryhandypay.com/docs): API reference and integration guides
- [E-commerce payments](https://tryhandypay.com/ecommerce-payments): WooCommerce, WordPress, and Shopify integrations
- [Subscriptions](https://tryhandypay.com/subscriptions): recurring billing

## Donations and fundraising

- [Online donations for fundraisers and charities](https://tryhandypay.com/guides/online-donations-for-fundraisers): reusable custom-amount links, fundraiser eligibility, fees, and limits
- [Donor-covered fees explained](https://tryhandypay.com/guides/donor-covered-fees-for-fundraisers): transparent fee-on-top calculation and worked examples
- [Create a reusable donation link](https://tryhandypay.com/guides/create-reusable-donation-link): step-by-step setup, sharing, custom amounts, and one-time versus reusable links
- [How to create an online fundraiser without a website](https://tryhandypay.com/guides/how-to-create-online-fundraiser): consumer walkthrough from verification to sharing and tracking
- [GoFundMe alternative in Jamaica](https://tryhandypay.com/guides/gofundme-alternative-jamaica): raising money to a Jamaican bank account when GoFundMe withdrawals are unavailable
- [GoFundMe alternative in Trinidad and Tobago](https://tryhandypay.com/guides/gofundme-alternative-trinidad): local fundraising when GoFundMe withdrawals are unavailable
- [GoFundMe alternative in The Bahamas](https://tryhandypay.com/guides/gofundme-alternative-bahamas): local fundraising when GoFundMe withdrawals are unavailable
- [GoFundMe alternative in Guyana](https://tryhandypay.com/guides/gofundme-alternative-guyana): local fundraising when GoFundMe withdrawals are unavailable

### Country-specific donation guides

Live markets:

- [Antigua and Barbuda](https://tryhandypay.com/guides/online-donations-antigua-and-barbuda)
- [The Bahamas](https://tryhandypay.com/guides/online-donations-bahamas)
- [Canada](https://tryhandypay.com/guides/online-donations-canada)
- [The Dominican Republic](https://tryhandypay.com/guides/online-donations-dominican-republic)
- [Guyana](https://tryhandypay.com/guides/online-donations-guyana)
- [Jamaica](https://tryhandypay.com/guides/online-donations-jamaica)
- [South Africa](https://tryhandypay.com/guides/online-donations-south-africa)
- [St. Lucia](https://tryhandypay.com/guides/online-donations-st-lucia)
- [Trinidad and Tobago](https://tryhandypay.com/guides/online-donations-trinidad-and-tobago)
- [The United States](https://tryhandypay.com/guides/online-donations-united-states)

Early-access markets (eligibility, donation tools, and payouts are confirmed during account review):

- [Algeria](https://tryhandypay.com/guides/online-donations-algeria)
- [Angola](https://tryhandypay.com/guides/online-donations-angola)
- [Azerbaijan](https://tryhandypay.com/guides/online-donations-azerbaijan)
- [Bangladesh](https://tryhandypay.com/guides/online-donations-bangladesh)
- [Bhutan](https://tryhandypay.com/guides/online-donations-bhutan)
- [Gabon](https://tryhandypay.com/guides/online-donations-gabon)
- [The Gambia](https://tryhandypay.com/guides/online-donations-gambia)
- [Ghana](https://tryhandypay.com/guides/online-donations-ghana)
- [Kazakhstan](https://tryhandypay.com/guides/online-donations-kazakhstan)
- [Mauritius](https://tryhandypay.com/guides/online-donations-mauritius)
- [Namibia](https://tryhandypay.com/guides/online-donations-namibia)
- [Nigeria](https://tryhandypay.com/guides/online-donations-nigeria)
- [Tanzania](https://tryhandypay.com/guides/online-donations-tanzania)
- [Kenya](https://tryhandypay.com/guides/online-donations-kenya)
- [Laos](https://tryhandypay.com/guides/online-donations-laos)
- [Mozambique](https://tryhandypay.com/guides/online-donations-mozambique)
- [Niger](https://tryhandypay.com/guides/online-donations-niger)
- [San Marino](https://tryhandypay.com/guides/online-donations-san-marino)

## Subscriptions and recurring payments by country

HandyPay supports recurring card subscriptions managed from the mobile app or merchant portal, shared as signup links; guides compare locally available alternatives honestly (Stripe Billing and Square where they operate, Paystack and Flutterwave in West Africa, Yoco and PayFast in South Africa, WiPay in the Caribbean).

- [Jamaica](https://tryhandypay.com/guides/recurring-payments-jamaica)
- [Trinidad and Tobago](https://tryhandypay.com/guides/recurring-payments-trinidad-and-tobago)
- [St. Lucia](https://tryhandypay.com/guides/recurring-payments-st-lucia)
- [Antigua and Barbuda](https://tryhandypay.com/guides/recurring-payments-antigua-and-barbuda)
- [The Bahamas](https://tryhandypay.com/guides/recurring-payments-bahamas)
- [The Dominican Republic](https://tryhandypay.com/guides/recurring-payments-dominican-republic)
- [Guyana](https://tryhandypay.com/guides/recurring-payments-guyana)
- [Canada](https://tryhandypay.com/guides/recurring-payments-canada)
- [The United States](https://tryhandypay.com/guides/recurring-payments-united-states)
- [South Africa](https://tryhandypay.com/guides/recurring-payments-south-africa)
- [Algeria](https://tryhandypay.com/guides/recurring-payments-algeria)
- [Angola](https://tryhandypay.com/guides/recurring-payments-angola)
- [Azerbaijan](https://tryhandypay.com/guides/recurring-payments-azerbaijan)
- [Bangladesh](https://tryhandypay.com/guides/recurring-payments-bangladesh)
- [Bhutan](https://tryhandypay.com/guides/recurring-payments-bhutan)
- [Gabon](https://tryhandypay.com/guides/recurring-payments-gabon)
- [The Gambia](https://tryhandypay.com/guides/recurring-payments-gambia)
- [Ghana](https://tryhandypay.com/guides/recurring-payments-ghana)
- [Kazakhstan](https://tryhandypay.com/guides/recurring-payments-kazakhstan)
- [Kenya](https://tryhandypay.com/guides/recurring-payments-kenya)
- [Laos](https://tryhandypay.com/guides/recurring-payments-laos)
- [Mauritius](https://tryhandypay.com/guides/recurring-payments-mauritius)
- [Mozambique](https://tryhandypay.com/guides/recurring-payments-mozambique)
- [Namibia](https://tryhandypay.com/guides/recurring-payments-namibia)
- [Niger](https://tryhandypay.com/guides/recurring-payments-niger)
- [Nigeria](https://tryhandypay.com/guides/recurring-payments-nigeria)
- [San Marino](https://tryhandypay.com/guides/recurring-payments-san-marino)
- [Tanzania](https://tryhandypay.com/guides/recurring-payments-tanzania)

## Guides

- [Best payment processor in Jamaica](https://tryhandypay.com/guides/best-payment-processor-jamaica): honest comparison of the options
- [Stripe alternatives in Jamaica](https://tryhandypay.com/guides/stripe-alternative-jamaica): Stripe availability and what to use instead
- [Square alternatives in Jamaica](https://tryhandypay.com/guides/square-alternative-jamaica)
- [PayPal in Jamaica](https://tryhandypay.com/guides/paypal-jamaica)
- [Cash App in Jamaica](https://tryhandypay.com/guides/cash-app-jamaica)
- [Shopify Payments in Jamaica](https://tryhandypay.com/guides/shopify-payments-jamaica)
- [POS machine alternatives in Jamaica](https://tryhandypay.com/guides/pos-machine-alternatives-jamaica)
- [Accept payments through WhatsApp](https://tryhandypay.com/guides/whatsapp-payments-jamaica)
- [QR code payments in Jamaica](https://tryhandypay.com/guides/qr-code-payments-jamaica)
- [Recurring payments in Jamaica](https://tryhandypay.com/guides/recurring-payments-jamaica)
- [WooCommerce payments in Jamaica](https://tryhandypay.com/guides/woocommerce-payments-jamaica)
- [Freelancer payments in Jamaica](https://tryhandypay.com/guides/freelancer-payments-jamaica)
- [Accept USD payments in Jamaica](https://tryhandypay.com/guides/accept-usd-payments-jamaica)
- [How to accept payments in Jamaica](https://tryhandypay.com/guides/accept-payments-jamaica)
- [Stripe alternatives for the Caribbean](https://tryhandypay.com/guides/stripe-alternative-caribbean)
- [How to accept payments in the Bahamas](https://tryhandypay.com/guides/accept-payments-bahamas)
- Country guides (accept-payments-<country>), WordPress plugin guides (wordpress-payments-<country>), and WooCommerce gateway guides (woocommerce-payments-<country>) for every supported country
- [Test Mode and test cards](https://tryhandypay.com/guides/test-mode-and-test-cards): rehearse checkout safely; test payments never charge or pay out, and real cards are declined in Test Mode
- [All guides](https://tryhandypay.com/guides)

## Contact

- Support: support@tryhandypay.com
- Merchant portal: https://merchant.handypay.me